Company bio

K-Finance Limited is a privately owned microfinance institution operating in Dar es Salaam and Dodoma serving to both the employed and entrepreneurs whose operations began in 2008 after being registered and incorporated in Tanzania as a financial service company providing loans and became licensed in 2021 as a Microfinance Institution under the Central Bank of Tanzania regulations.

K-Finance is a brainchild of its founder and Board Chairperson Mrs. Devotha Minzi, professionally an economist and a researcher who quit a successful career with the Bank of Tanzania with a vision of supporting a more vibrant private sector in Tanzania through the support of SMEs. It was her wish and dream that through K-Finance interventions more enterprises will be established and grow and allow more Tanzanians to enter middle-income level.

K-Finance’s vision was partly inspired by the ground breaking work of Mohammed Yunus, the visionary behind the microfinance movement, who established that the poor could reliably repay their loans and could use the loans to grow their businesses. Taking advantage of the ground space created by the financial sector reform initiated by the United Republic of Tanzania since 1991, it was conceptualized to establish a friendly MFI that would provide financial products and services tailored to the unique needs and limitations of the low income entrepreneurs working in the informal sector.

countries with hundreds of people working inside them.

We achieved our success because of how successfully we integrate with our clients. One complaint many people have about consultants is that they can be disruptive. Employees fear outside consultants coming in and destroying the workflow. Our clients face no such issues.

 It was decided to establish an MFI that would consolidate the financial and /business skills/ mentoring needs of the small scale enterprises with hopes to grow. It was figured out that what most of the people needed was a ‘kick in the back’ through strategic financing and mentoring/ training in order to translate their beautiful dreams into productive enterprises and, consequently, contribute to the national efforts at wealth creation, poverty alleviation and socio-economic development agenda.

Our mission

To provide Financial Solutions to Individuals and Enterprises competitively and timely

Our vision

To be a financial services Institution of choice in Tanzania

Our Values

Customer focus

  • Providing solution which fits individual customer needs, work in partnership with the client, through a collaborative personal contact


  • An organization which observe values, standards, professionalism and ethics in doing business, and cultivate trust to amongst our stakeholders. Our stronghold business root shall be based on integrity which is the one which uphold our success since our establishment


  • We focus to deliver our services on timely manner and being reliable for unmatched standard set by us and by our competitors. KFL shall do its activity in utmost care and standard to deliver the desired results efficiently with the committed time and resources

Team work

  • KFL will cultivate team work culture within our human resources, customers and other stakeholder to solve to accomplish our mission. None of us is smarter than all of us together

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